Filing a Claim for Hail Damage

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When the weather changes rapidly, it can bring with it damaging winds and hail. When your house or car gets hit by hail and is damaged, it can be a challenge to get it repaired and restored to the way it was before it came. Here are the steps to get your vehicle back to the way it was before the storm. 

Record What Has Happened

Once it is safe to go outside, examine your house and automobile to see if anything has happened to them so you can inform claims management. Look closely for dents and marks in the siding or the finish of the car. Carefully inspect windows, the air conditioning unit, trees, and anything else that might be outside. If you do see something unusual, take photos of the damage so you can send them to whoever might be handing your claim. Write down what time and date the storm came through. If there happen to be any hail stones lying in your yard, take a tape measurer out and snap a shot of the stone with the measurement of its diameter. 

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Contact Your Insurance Agent

When you have all your information gathered, contact your insurance provider to file a claim. They will send an adjuster to inspect your property so they can assess the cost of repairs. It might be quite a bit of time before he gets to you if the storm affected many people in your area. If there is something that must be fixed before it causes more problems, contact the agent and let him know you are taking care of it before you do. Once you have met with the adjuster, call contractors to take a look at the damage that has happened to your home and ask for bids to repair it. Take your car to a few body shops and get estimates. Once you have them, turn them over to the insurance company to see what they will cover. 

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