Do You Have Some Questions About Bankruptcy? Let’s Find The Answer Here!

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There are a lot of different details and stipulations that come along with filing for bankruptcy. Chances are, you have a lot of questions regarding what is going to happen. These questions should be directed towards your bankruptcy attorney in Pittsburgh for the most accurate answers. Chapter 7 bankruptcy will require you to turn over all of your assets so they can be turned into cash. That cash will be distributed to all of the different lenders that you owe money to. The entire process typically takes about four months for all of the debt to clear. When it comes to your vehicle, you’re probably wondering if you can retain that. The answer is usually pretty clear. Your attorney can help you get clarification.

Your Vehicle and Your Home

When you have filed for chapter 7, your vehicle and your home are safe. The liquidation of your assets will be necessary, but the laws are designed to protect you to some degree. If you’re filing for bankruptcy, chances are you don’t own a large home or expensive vehicle. There isn’t usually enough money in these items that makes it worth it to recoup your losses.


The payments for your vehicle must be current in order for you to retain your vehicle through this bankruptcy process. Money can still be owed on your vehicle loan, but you will have to continue staying up-to-date on your payments in order to keep your vehicle. If you end up falling behind on this as well, your lender has the option to come after you for late payments. They can also repossess your vehicle if you fall enough behind and they deem it necessary. In order to remain in good standing with your attorney and bank, you’ll want to keep going to your appointments and court dates that have been scheduled for you. Make sure you are providing all of the necessary information that is requested and stay current with your information. A fresh start is possible if you go through this process with the assistance of a trusted attorney.

Laying the Foundation for a Personal Injury Claim

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A person injured in an accident caused by someone else’s negligence must prove the existence of certain factors in order to prevail in a personal injury claim or lawsuit. These elements have been well-established in what technically is known as tort law in the United States.

Duty of Care
The first element of a personal injury case is what is known as demonstrating the existence of a duty of care. Providing an example of a duty of care tends to be the best way to explain this element of a personal injury case. An automobile driver has a duty of care to operate a car in a reasonably safe manner.
Breach of Duty of Care
The next element that must be proven in a person injury case is a breach of an existing duty of care. The example of a car driver is illustrative. A car driver breaches a duty of care by driving through an intersection against a red light.
Proximate Cause
A third element that must be demonstrated in a personal injury case is what legally is known as proximate cause. Proximate cause means that the breach of the duty of care must be the actual and legal cause of the accident and associated injuries, damages, and losses.
Actual Damages or Injuries
Finally, in order to prevail in a personal injury case, a person must prove that he or she has suffered actual losses, damages, or injuries. Losses, damages, and injuries cannot be speculative. They must be demonstrable.
Compensation in a Personal Injury Case
Once the elements of a personal injury claim are established, a demonstration of specific losses is necessary. Compensation awarded depends on the facts and circumstances surrounding the accident, together with the nature and extent of injuries, damages, and losses.
With that noted, examples of losses for which compensation oftentimes is awarded in a personal injury case include money for medical bills and expenses as well as pain and suffering. Lost income, permanent disability, and property loss or damage represent other types of losses for which financial recovery may be possible in a personal injury case.
Retaining a Personal Injury Lawyer
The first step in retaining a personal injury lawyer, like a member of the legal team at the Russell & Hill law firm at is to schedule an initial consultation. At an initial consultation, a skilled, experienced personal injury attorney will provide an evaluation of your case. Legal counsel will also provide answers to an injured person’s questions. There is no fee charged for an initial consultation with a personal injury lawyer.
As a matter of routine, a personal injury lawyer utilizes a contingency fee agreement with clients. Through this type of agreement, a client pays no fee in a personal injury case unless a favorable settlement or judgment is obtained in the case. The attorney fee is an agreed percentage of a settlement or judgment obtained in a personal injury case.